What to Look For in Auto Owners Insurance
When you are looking for auto owners insurance, there are a few things to look for. A policy with affordable rates, multi-policy discounts, and dependable customer service are just a few things to look for. Once you have the basics down, you can focus on finding a policy that best suits your needs. To help you make the best choice, we have listed some of the most common features of the best insurance companies. Keep reading to learn more about what you should look for in a good company.
For most drivers, the best way to get cheap car insurance is by shopping around. While drivers in their 20s and 30s have much lower insurance costs, they still have to pay more than older car owners. While they can expect to enjoy a lower premium later in life, it’s still worth shopping around to find the best rate. Many insurance companies offer discounts, including the ability to pay by the mile. For example, GEICO costs just $34 per month or $402 annually. Military families can also get very cheap car insurance through USAA, but most people don’t qualify.
You can also contact a dedicated insurance agent or go online to compare different policies. Auto-Owners scores high on customer service, and their website has an app that makes it easy to contact a dedicated agent. If you have a specific question about your policy, you can contact an agent through your account or via mobile phone. Another way to get cheap car insurance is to bundle your policies. For example, you can purchase multiple policies from the same company or sign up for a student discount.
If you have more than one car, you might be able to save money on your auto insurance. Auto Owners offers several different discounts that can be combined into one plan. These discounts can be used to get lower premiums, but the best way to save is to have more than one policy. Multi-policy discounts include:
The most common multi-policy discount is called the “Multi-car” discount. This discount is offered to all new customers who buy at least one policy from an auto insurance provider. Moreover, the company provides additional discounts to current customers, such as for paying premiums on time for 36 months. Other discounts for auto insurance include: multi-car discount, life insurance multi-policy discount, and green discount. The company also offers discounts for paying premiums in full and for having a clean driving record for three years or more.
The multi-car discount is given to customers who pay their annual premium in full at the time of purchasing the policy. The green discount, meanwhile, is awarded to customers who use online payments and paperless billing. The green discount is also offered to customers who use e-billing and delivery. Other discounts may also be applied to existing policies, and higher deductibles can lead to savings. However, the best way to take advantage of all of these discounts is to get multiple quotes before purchasing a policy.
Good customer service
In a recent survey, customers were asked about their auto insurance experience by answering questions about the website, customer service, and local agent. Overall, the carrier received a star rating of over 4.0. Auto-Owners insurance ranked high on the customer-satisfaction scale, with higher scores among people under 30. However, they ranked low in online satisfaction and usability. The customer experience is important when buying auto insurance, and the survey data can help you choose a carrier.